Prototype — demonstration only. Finlume is not authorised to provide financial advice, and nothing here is a recommendation. Nothing here is financial advice or a personal recommendation, and every figure is illustrative. Nothing you type is stored unless you create an account to save your progress — and you can delete that at any time.

In development · authorisation in progress

Financial advice, made accessible

A clickable walkthrough of the advice journey we are building — fact-find, risk assessment, live tax modelling and a lifetime cashflow forecast. Every figure recalculates against real UK 2026/27 rules. It cannot open an account, hold money or give advice.

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Prototype for demonstration only. Finlume is not authorised to provide financial advice, this is not a live product, and nothing it produces is financial advice or a personal recommendation. Tax figures use England & Northern Ireland 2026/27 rates. The cashflow model is shown in today's money at an assumed 3% real return; real returns vary and can be negative. Risk scoring is illustrative and would need independent validation before any live use. Nothing entered is stored unless you create an account to save your progress, which you can delete at any time.